Paying out of pocket

[ChristineZ 41]

So,

My insurance will not cover my surgery. I went through 6 months of requirements because my doctors office said they talked to someone and it was covered. Well we got the audio and they told her it wasn’t covered and she just heard what she wanted to. Sooo now I’m going out of state to Colorado to get my surgery and pay out of pocket. Anyone else pay out of pocket? I have good credit and was wondering if anyone else got a medical loan? I’m only having to get a loan for 13,500 or 14,000. My mom originally told me she would help me out but then turned around and said she doesn’t think this surgery will work for me because I had the lapband ( my port has flipped 4 times and now flipped again) so I just want it out. She processed to tell me how I’ll never be able to do it and I’m wanting a quick fixed and not to work for it. My mom hasn’t been in my life until I was older. She has no idea how many things I’ve tried and failed. I have pcos and I’ve struggled since I was 12 with my weight. She is definitely not a supporter she has commented on my weight my whole life and talked about me behind my back about me being over weight. Now she ran and told my cousin and thinks I should go back on meds I took before for pcos that made me super sick and my cousin is taking shots for it. Sorry I don’t want a bandage. I want it under control. Any suggestions for medical loans With low rates would be awesome! We can swing like 200-300 a month. Thanks for listening. I’m getting the sleeve hopefully!

[UndercoverDiet 57]

I know there are a couple of online places, not sure of names. Have you thought about researching Mexico? It is so much cheaper! It's just as safe. They just don't have all the insurance and tax requirements as we do so they can charge less. I'm going to Bariatricpal MX in December all in it's $5100. Good luck to you. I'm sorry your mom is not supportive.

[ChristineZ 41]

I have. It’s jist not a option for me with my kids and no help but my husband. For me to fly and my surgery it would be close to the same price I’m paying in Colorado

[SuzyQutie 63]

I have. It’s jist not a option for me with my kids and no help but my husband. For me to fly and my surgery it would be close to the same price I’m paying in Colorado

I was going to have mine in Mexico. If you choose to I can give you a doctors name that a few of my friends went to. You pay airfare and the surgery cost, and they pay the rest. He quoted me $5000. Far better than $10,000 or more. Do you have family to help you out with your children?

Also, you can ask the insurance company why they denied it, talk to your doctor about what can be done to help you get approved, maybe his documentation may help, then dispute it .

Sent from my XT1650 using BariatricPal mobile app

[andersonh 0]

I'm getting my done in San Antonio $9400 which includes 1 night in the surgery center

[Sherry Rice 184]

OMG! Go to Mexico for $4600.00! Treatment is BETTER than the US! Everyone speaks English, the brand new hospital is SPOTLESS and only for Bariatric patients. There is 24 hour security and you have a personal Valet 24 hrs a day. Hospital stay 2 days and 1 day in a nice hotel where Dr and nutritionist come to see you. Here you are same day surgery. I live in Dallas and was self pay too. You fly in to San Diego, get picked up tbere and drive about 15 minutes to Tijuana. ONLY use BariatricPal Team MX!!!


5' 5"
HW: 259
CW: 235
GOAL: Healthy and hard 140-ish?

[Sherry Rice 184]

Feel free to reach out if you want. I had my surgery 10/28/2017 with Dr Illan


5' 5"
HW: 259
CW: 235
GOAL: Healthy and hard 140-ish?

[ChristineZ 41]

I can’t go to Mexico. I have small children and no help with them. Plus flying from my area is way more expensive then people realize. The doctor I have been looking into if I have to pay out of I key includes 3 months of aftercare in the package deal. I can drive 3 hours to his office.

[SuzyQutie 63]

Can you pay it out in payments? If so, go for it!

Sent from my XT1650 using BariatricPal mobile app

[debbieruben 52]

I paid out of pocket 7000 and I got a loan from the bank

Sent from my SAMSUNG-SM-G920AZ using BariatricPal mobile app

[LilaJane20 16]

I just paid $19,000 out of pocket. The decision was easy after I paid much more than that to renovate my kitchen. I like having a nice kitchen, but having a healthy body is even more valuable.

[bbkmom 1]

Have you heard of “care credit” it’s a loan for medical purposes

[SheLand 8]

Call the doctors office you are using they usually have something like Care Credit

Also I had LAp band back in 2009 and went from 235 to 174 kept the weight off for several years but gradually over time I’ve gained it all back my port has moved some and I’m having horrible acid reflux.
My current insurance will not cover any type of Bariatric surgery not even the removal of my lap band.

I finally went and spoke with bariatric doc who said the lap band downs work like they thought it would and they don’t even offer it anymore.
She wants to do a endo and barium swallow test to see what all is going on with it. After this I will be going hopefully before end of Jan 2018 and having this awful lapband removed and having the sleeve. The band removal and sleeve surgery and 1 year of visits is 11,500 the sleeve surgery is just 9k but the removal is extra.

I’m very scared tho as I want the tool to help me and I can’t afford to spend all that money and it not help me

[summerset 5,265]

If you're having reflux issues with the band why does the surgeon want to make a sleeve and not a bypass?

[lindsayAK 100]

I'm getting my done in San Antonio $9400 which includes 1 night in the surgery center

Hi! I am in San Antonio and researching doctors. Which doctor did you go to?