Cigna and Post-Op Bariatric Care?

[Véronique 238]

So, I just had my surgery two months ago and I just started my new job last week. Now, I'm continuing my last employer's healthcare under COBRA but I'm wondering when my new company's insurance plan kicks in, if the aftercare for bariatric surgery (follow ups with the surgeon, etc) are covered under Cigna? Also, I'm kinda curious if bariatric Vitamins would also be covered under Cigna? If so, that'll save me a TON of money.

[Diana_in_Philly 1,426]

The only way to know is to get the details of your new potential plan from your new employer. There are hundreds of CIGNA plans out there - some may cover some may not. However, it is extremely unlikely that anyone will cover bariatric Vitamins. Most plans don't even cover pre-natal vitamins.

I never used specific "bariatric" vitamins. (I'm 14 months out). I buy my vitamins at costco. I use chewable multi, tablets for Iron, Calcium, D and B12. (I'm low on D and B12 since before surgery). Doesn't cost a ton there.

But the only way to know if things are covered are to ask HR or whomever for the information on the policy and then go to the website for your particular policy and check things out.

[Véronique 238]

18 minutes ago, Diana_in_Philly said:

The only way to know is to get the details of your new potential plan from your new employer. There are hundreds of CIGNA plans out there - some may cover some may not. However, it is extremely unlikely that anyone will cover bariatric Vitamins. Most plans don't even cover pre-natal Vitamins.

I never used specific "bariatric" vitamins. (I'm 14 months out). I buy my vitamins at costco. I use chewable multi, tablets for Iron, Calcium, D and B12. (I'm low on D and B12 since before surgery). Doesn't cost a ton there.

But the only way to know if things are covered are to ask HR or whomever for the information on the policy and then go to the website for your particular policy and check things out.

It's their OAP 500 plan.

[Diana_in_Philly 1,426]

Then go to the website to look it up - there should be a link someone can give you so you can check things like what drugs are in the formulary. There shouldbe something like this they can give you a link to - this one is for Westminster College's plan. Your plan may be different. At least one Cigna OAP 500 that came up when I googled did not cover bariatric, but this appears it may.

https://westminstercollege.edu/docs/default-source/internal-content-documents/hr-documents/benefits/medical/2017-2018-cigna-oap-500-benefits-summary.pdf?sfvrsn=2

[Véronique 238]

2 hours ago, Diana_in_Philly said:

Then go to the website to look it up - there should be a link someone can give you so you can check things like what drugs are in the formulary. There shouldbe something like this they can give you a link to - this one is for Westminster College's plan. Your plan may be different. At least one Cigna OAP 500 that came up when I googled did not cover bariatric, but this appears it may.

https://westminstercollege.edu/docs/default-source/internal-content-documents/hr-documents/benefits/medical/2017-2018-cigna-oap-500-benefits-summary.pdf?sfvrsn=2

If I could have tried that, I would have. Unfortunately, all that stuff is behind a wall and since I haven't qualified to get the benefits yet, I can't register for that site and figure out what exactly my new plan covers. I do have a brochure that gives a broad overview but no specifics, unfortunately.