help choosing insurance

[amandatruluck 0]

Hello I am so happy to say my job has put me on full time and i qualify for the health insurance. We get to choose between Cigna & United HealthCare and they both cover the surgery. My question is which is better when it comes to the surgery requirements and having to wait on having the surgery.

[Luisajfc 402]

I have neither ... but I guess that depends on the state and hospital, for example; I have Metroplus to the hospital I’m going it doesn’t required any supervised visits or certain weight lost, just 2 weeks of liquid diet and the pre op check up, but for another hospital it required me 6 months supervised diet.
Best way I check different places and seminars.

Good luck !


“There will be obstacles. There will be doubters. There will be mistakes. But with hard work, there are no limits.” —Michael Phelps

[Maryvsg87 164]

29 minutes ago, Luisajfc said:

I have neither ... but I guess that depends on the state and hospital, for example; I have Metroplus to the hospital I’m going it doesn’t required any supervised visits or certain weight lost, just 2 weeks of liquid diet and the pre op check up, but for another hospital it required me 6 months supervised diet.
Best way I check different places and seminars.

Good luck !


“There will be obstacles. There will be doubters. There will be mistakes. But with hard work, there are no limits.” —Michael Phelps

i agree with this I myself have metroplus and mines didn't required supervised visit but it did require GI: Endoscopy, cardio, pulmonary, sleep study, chest x-ray, PFT because of the pulmonary, psych eval, 2 support groups and nutritionist 1 visit. But that varies per person and per state and per insurance. I would say call and ask the insurance maybe they can better help you. Also what city,state you are in?

[Yvonne19 0]

I have United, they are making me do the 6 month medical weight loss program first.

[trailtramper 107]

Hello I am so happy to say my job has put me on full time and i qualify for the health insurance. We get to choose between Cigna & United HealthCare and they both cover the surgery. My question is which is better when it comes to the surgery requirements and having to wait on having the surgery.

We switched from United, which I loved, but now I love Cigna more. Cigna only requires 90 days with four weight loss visits, one dietician visit, psych eval, recommendation by pcp, and the rest is up to the surgeon. Here are the requirements and qualifiers

https://cignaforhcp.cigna.com/public/content/pdf/coveragePolicies/medical/mm_0051_coveragepositioncriteria_bariatric_surgery.pdf