I broke down and got secondary insurance.

[Gypsystash 5]

Today I called and inquired about secondary insurance with first health conventey. I've read good things about the insurance and I'm hoping that'll get be back on track for coverage in addition to the health insurance provided with my husbands work. Anyone have similar situations?

[fastfoodaddictnomore 66]

Does this one cover Bariatric?

[Gypsystash 5]

Not electively, but meeting criteria it does. I definitely meet the criteria, but my husbands policy specifically excludes surgery for any reason.

[fastfoodaddictnomore 66]

Mine and my husbands both exclude as well. I have wanted to find one that does. I have 49 BMI. sleep apnea and high blood pressure and cholesterol so I would be approve on a plan that offers it. I would quit my job and work somewhere that offers it with their plan but it's hard to find out till you are already hired. Is this secondary expensive? I found the Dr I want in Mexico but it would be good to have a back up incase if issues.

[saltykisses 27]

I have Aetna and United Healthcare. I'm double insured. Both cover the sleeve surgery. My out of pocket will be $0 !!! Incredible. Definitely worth looking into.

Sent from my SM-G930T using BariatricPal mobile app

[Gypsystash 5]

Mine and my husbands both exclude as well. I have wanted to find one that does. I have 49 BMI. sleep apnea and high blood pressure and cholesterol so I would be approve on a plan that offers it. I would quit my job and work somewhere that offers it with their plan but it's hard to find out till you are already hired. Is this secondary expensive? I found the Dr I want in Mexico but it would be good to have a back up incase if issues.

I've gotten conflicting reports. Called one person who said if it was medically necessary they would cover it. The second one said it excludes it but will cover $1000 towards any inpatient surgery, 25% off anesthesia within their network, percentage off a surgeon in their network etc. it becomes active October 1, so I'll find out for sure next week. I'm so anxious.

[fastfoodaddictnomore 66]

I've gotten conflicting reports. Called one person who said if it was medically necessary they would cover it. The second one said it excludes it but will cover $1000 towards any inpatient surgery, 25% off anesthesia within their network, percentage off a surgeon in their network etc. it becomes active October 1, so I'll find out for sure next week. I'm so anxious.

only a few more days. It's so hard when you don't get a direct answer and have to wait and see. Fingers crossed for you.

[ClbsMm2000 95]

Hope it works out for you! My
Husbands insurance didn't cover it, so I paid to get insurance through my employer, because it did after I had the insurance for one year. Now my husbands insurance covers it as well! lol

[DRoseman 34]

It is an exclusion on my plan and I think it is also on my husband's. I too am looking into secondary insurance but I would have to get an individual plan. Is that what you did?

DR Potential Sleever

[Gypsystash 5]

That's what I did. I'm still waiting to see if it was worth the risk! I'll know this week sometime

[ClbsMm2000 95]

I was on my husbands family plan when I started a new job. When I found out the plan they had their covered it after a year, I chose to purchase my own individual insurance through my job, making my husbands become my secondary.

[fastfoodaddictnomore 66]

That's what I did. I'm still waiting to see if it was worth the risk! I'll know this week sometime

What did you find out?