Insurance question

[graziellabs 28]

Does anyone who has Cigna PPO ever had to dish out money pre surgery anything out of pocket or did you get a bill after surgery? If you dished anything out at all.

[Licorice 18]

I have Cigna and I had to pay co insurance of $750 but that was it. That was when I had the endoscopy. They told me I would have nothing further out of pocket. Also, after my 3 months of doctor visits and nutritionist visits, plus all of the other appointments and clearances, I was approved in a few days. My surgery is on July 14th.

[graziellabs 28]

I have Cigna and I had to pay co insurance of $750 but that was it. That was when I had the endoscopy. They told me I would have nothing further out of pocket. Also, after my 3 months of doctor visits and nutritionist visits, plus all of the other appointments and clearances, I was approved in a few days. My surgery is on July 14th.

Wow just a few days??? That is great!!! I go to the heart doctor next week and that's it then it's just got to be sent to insurance for approval. I had the endoscopy I didn't pay anything hopefully it remains that way. Good luck to you!!!!!

[Camry 13]

Does anyone who has Cigna PPO ever had to dish out money pre surgery anything out of pocket or did you get a bill after surgery? If you dished anything out at all.

Hello my gastric sleeve surgery is scheduled for August 1st and I have Cigna as well. Last Thursday I received an email from the finance department of the hospital saying that I need to pay for all of the outpatient appointments costs out-of-pocket, and the insurance funding will only be used toward the actual surgery. Sooooo, I will have to pay the total cost of $955 prior my your appointments for EKG, endoscopy, chest X-ray and primary care consult. I don't know if I will have to pay after that.
I wish you success on your upcoming surgery!
Best Regards!

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[sporters 3]

I have a Cigna HSA and have had to meet my deductible and then 10% coinsurance for each service. I've been billed for everything (EKG, Upper GI and labs) except my surgeon visits, nutritionist visits and psychiatrist visits where I've had to pay at time of service each time. I haven't been scheduled for my surgery yet so waiting to find out what I'll be charged by the hospital. The recommended psychiatrist isn't in network and charged $1k (that I got down to $600) for three visits. A consult, testing and then the evaluation. Others I've asked said they had one visit. Advice: Find an in network psychiatrist!