Self-Pay question

[Cota129 0]

I went to my information seminar today and have an app't. with the doctor on 10/12. Will also see the financial person. Are there any recommended companies for taking out medical procedure loans? My total cost will be $18,600. I am hoping to spread it out over a few years so my budget will not be overwhelmed. I have excellent credit so I don't anticipate any problems getting a loan. thanks for any help

[TerriDoodle 6]

If you have excellent credit (like I do) then you don't need to get a "medical procedure loan" unless you just want to do that! When I checked on those the interest rate was much higher than I was able to get on my credit card.

I have 3 major credit cards. I called each of them and told them I was about to make a major purcchase of $14000... and what could they offer me in terms of special interest rates, etc. I ended up with 9 months at 0%, then 8.9% after that. The 'loan' was 14.9%!

Shop around.