Anyone have experience with CIGNA insurance?

[rollomosher 0]

Hello everyone.

I am not yet banded. I attended a seminar today and was greatly discouraged when I met another girl there who seemed to know so much about CIGNA insurance. She said CIGNA makes everyone wait at least 6 months and jump through so many more hoops than other insurances.

Anyone out there that can relate their experience with CIGNA?

[Forestcat5 1]

Hi Rollomosher -

I also have cigna ins, (approved, waiting for surgery date) and yes, I had to do a "6 month Dr supervised weight loss program". And so far I've heard that everyone with cigna has had to do it. But don't get too discouraged - with all the testing we have to do, it can sometimes take 6 months to get all of them done, so the time goes fast. But be VERY SURE you follow cigna's requirements!! You HAVE to have a dr appt every month, go in and get weighed, talk about weight loss, then the Dr has to send a letter to cigna or your surgeons office (find out which one) documenting everything about your appt. AND (I really hated this one) the first appt with your Dr doesn't count!! It's just an informational appt, and cigna says the NEXT month's appt that shows weightloss and the Dr sends in a letter, is month #1. So be careful about that.

But again, please don't get discouraged! It's just something we have to do, even though most of us have been dieting for 10, 20, 30 years - cigna wants 6 more months. I looked at it as the price I had to pay to get my band, and what I had to do for cigna to PAY for it!!

Hang in there, and start the process as soon as possible. You'll be surprised how fast the time goes!!

Forestcat