Change Insurance Policies/Companies

[Newtsum2010 0]

I currently have Insurance under my Husbands employer. Their plan EXCLUDES this type of surgery. Has anyone ran into the same problem? I am wondering if I can get my own individual policy and he can drop me off of his OR are there secondary policies that would help me cover this?

[Kikib85 42]

I believe to drop ypu from his policy you have to have a qualifying event. He cant just drop you just because. I am an Ins Agent and you would need to look into a secondary ins.

[Newtsum2010 0]

Could you recommend a secondary insurance that would be good for this?

[Kikib85 42]

I am unsire what Insurance Comapnies are in your area. Cigna and United Healthcare may be choices. Molina health as well.

[Newtsum2010 0]

Quote

Ok, thank you for the information! Do you know if a Secondary insurance will pick up this type of procedure?

[Kikib85 42]

Ok, thank you for the information! Do you know if a Secondary insurance will pick up this type of procedure?

I would research all options in your area. To see if they do or dont cover it and what their requirements are google or call.

[Newtsum2010 0]

Ok, well thank you for your help!

[Kikib85 42]

Yw good luck!!!

[eliminnowp 113]

If you are shopping for individual policies (coverage that is not provided through an employer) they are not likely to cover bariatric surgery. People would just sign up to get an expensive surgery paid for and then drop the policy and the insurance co would lose money.

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