JealousMuch 29 Posted January 20, 2017 Did you have any comorbid conditions when you were approved by the insurance company? Or were you able to get approved with just your BMI alone? All of my blood work came back good. They said I am healthy other than my weight, obviously. I've been reading up and most everything said you must have at least one comorbid condition, for most insurances to approve bariatrics surgery. I met with the bariatrics center on Tuesday and now we wait 2-3 weeks for insurance to come back with a answer and I am crazy nervous since I am "healthy". Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
Stephanielp 120 Posted January 20, 2017 I'm healthy other than my weight just my bmi progress starts in the mind Share this post Link to post Share on other sites
JealousMuch 29 Posted January 20, 2017 So were you approved for the surgery than? With only a high BMI? Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
janedoe92 260 Posted January 20, 2017 I was approved with only my mom. My insurance says you must have a comorbidity if your bmi is under 40 but anything over 40 a comorbidity isn't necessary Sent from my iPhone using the BariatricPal App *bmi sorry autocorrect Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
JealousMuch 29 Posted January 20, 2017 Thank you! Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
shedo82773 1,236 Posted January 20, 2017 Hon, don't despair, everyone's insureance has their own guidelines. If your Bariatric Center filed the paperwork it is the best way to go because they know exactly what an insureance wants and they know how to word it. Hang tight I know it is easier said than done. Good Luck Share this post Link to post Share on other sites
bodyslmmn 86 Posted January 20, 2017 Most surgeons state that you must have a BMI of 40 or higher or 35 or higher with at least one co-morbidity. My BMI was 34, but I had slight sleep apnea (I didn''t use a c-pap machine), so I was approved. Sent from my SM-G920V using the BariatricPal App Share this post Link to post Share on other sites
caddygirl 208 Posted January 20, 2017 My BMI is 35.1 and I'm healthy and my insurance called me to tell me I had been approved! In a few days I got s letter form them too! Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
Stephanielp 120 Posted January 20, 2017 So were you approved for the surgery than? With only a high BMI? Sent from my iPhone using the BariatricPal App Yes I was approved my surgery is jan 30 progress starts in the mind Share this post Link to post Share on other sites
ladygg1967 171 Posted January 20, 2017 I have BCBS of ILL.....my BMI was 40 back in June 2016 went I 1st met with my surgeon. I got approved on that number alone. I have no co-morbidities, so if my BMI had not been at 40 or above, I would not have gotten approved. Most insurance companies require a BMI of at least 40 w/o co-morbidities, and at least 2 co-morbidities if it's between 35 & 39. Sent from my SM-G935P using the BariatricPal App Share this post Link to post Share on other sites
JealousMuch 29 Posted January 20, 2017 My BMI is 35.1 and I'm healthy and my insurance called me to tell me I had been approved! In a few days I got s letter form them too! Sent from my iPhone using the BariatricPal App That's fantastic! I'm thrilled for you Sent from my iPhone using the BariatricPal App Hon, don't despair, everyone's insureance has their own guidelines. If your Bariatric Center filed the paperwork it is the best way to go because they know exactly what an insureance wants and they know how to word it. Hang tight I know it is easier said than done. Good Luck You're absolutely right, thank you so much Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
JealousMuch 29 Posted January 20, 2017 I have BCBS of ILL.....my BMI was 40 back in June 2016 went I 1st met with my surgeon. I got approved on that number alone. I have no co-morbidities, so if my BMI had not been at 40 or above, I would not have gotten approved. Most insurance companies require a BMI of at least 40 w/o co-morbidities, and at least 2 co-morbidities if it's between 35 & 39. Sent from my SM-G935P using the BariatricPal App That is so reassuring. Thank you so much Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
_Mini_Me_ 133 Posted January 20, 2017 My bmi was 39 and my comorbidity was acid reflux (gerd) and i was approved my by insurance. My bloodwork all came back healthy, but i had acid reflux often. I didn't even know that was a comorbidity until I spoke with the surgeon Sent from my SM-G930V using the BariatricPal App Share this post Link to post Share on other sites
sherri~ 77 Posted January 20, 2017 I had a high BMI. my comorbidities were type II diabetes and high BP. I gained weight in preop stage but was approved anyway. Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
maxine brown 44 Posted January 20, 2017 "I had to see heart doc lungs and sleep apnea and dietession had to go through all this for six months I was approve by Insurance in week!! Sent from my SAMSUNG-SM-J120AZ using the BariatricPal App Share this post Link to post Share on other sites