Self pay: Insurance to protect against complications?

[mbuczkowski 272]

I was wondering if anyone has any insurance to cover them in case of complications post bariatric surgery? I am self pay, have regular health insurance, but it does not cover WLS. I also have supplimental Hospital Indemnity insurance. However, if I have complications from VSG, I want to make sure I am covered.

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[clc9 644]

Good question! I'm adding it to my list for my appointment tomorrow.

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[Jersrose43 837]

If you follow the rules of your coverage and get denied for lack of coverage for vsg you should be ok

It's when you bypass the insurance completely and go cash pay that complications are also denied

Make sense?

[Dub 9,922]

Both the local bariatric centers that I consulted during my pre-op had self pay options with the costs being very close.

The one that had Bariatric Center of Excellence certification actually included BLISS (spelling ?) insurance which covered any and all complications that are related to the wls procedure for the next year.

I chose the center that had this insurance as well as their excellent track record.

All went well and all is well.

Do your homework well and enjoy the results.

[360lyMe 40]

I am self-pay and will have BLISS insurance.

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[mbuczkowski 272]

With blss insurance, don't the surgeons have to be in the network?

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[360lyMe 40]

With blss insurance, don't the surgeons have to be in the network?

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I doubt it since I am not going through insurance at all. I believe the hospital just has to offer it. My surgeon is head of bariatrics at a center of excellence hospital that does not yet offer BLISS insurance, so he is doing my surgery at a center of excellence that does offer BLISS insurance.

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