BCBS FED

[Nikki44 5]

I have surgery on the 21st and can't get clear numbers on how much I'll have to pay and when. I know I pay 15% of the plan, plus $350 for the hospital stay. I've met my deductible. How much did you have to pay before surgery with BCBS FED? Thx.

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[kell911 62]

From the people I have talked to you will pay for all anathesia cost, surgeon, and any meds that you may be given during your stay. I think there might be a few other costs. Call you insurance company...I have BCBS FED TEXAS, BASIC PLAN.

[vamping 183]

Anesthesia should be covered under your plan 100%. Double check that one. I have FEP Blue Basic and I know it is covered.

[kell911 62]

I will thank you with that one.

Did you have to pay anything up front? What were you total out of pocket $$?

[vamping 183]

@@kell911 I didn't but I also have a second party payer (supplemental insurance). Otherwise I would have had to pay the hospital co-pay and the surgeon co-pay up front. I'd say that was in the ball park of 300.00 - 500.00.

[kell911 62]

OKAY!

Great news about the insurance!!!

I have to only pay:

$40 surgeon copay office visit

$25 hospital

$100 out pt surgery

$200 for the Surgeon

$100 nutrition class (1)

EVERYTHING else is covers 100%

This insurance is AMAZING!!!

Thank you JESUS!!!!!!!!!!!!!