Will this qualify me for surgery?

[erica2185 84]

I have united healthcare, I have a bmi of 44 ,hypothyroidism, depression as well as sleep paralysis will I get approval?

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[cbonet 336]

You should

[erica2185 84]

Thank you I'm new to the process just wondering how hard approval will be.

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[Who'sThere 331]

It all depends on your insurance

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[Cervidae 2,389]

depression and sleep paralysis are not considered co-morbidities of obesity, even though they are obviously linked. Hope it works out for you!

[erica2185 84]

Thank you I hope so to..however I did hear if your bmi over 40 then I don't need comorbidity so keeping my fingers crossed☺

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It all depends on your insurance

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I have united healthcare by any chance are you familiar?

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[KristenLe 5,980]

I have united healthcare, I have a bmi of 44 ,hypothyroidism, depression as well as sleep paralysis will I get approval?

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Each plan or policy can have different requirements for approval. Your best bet is to call and get specifics for your coverage.

[Djmohr 6,965]

I had United Health Care when I had my surgery 2 years ago. They have strict policies but given you have a BMI over 40 you wont even need comorbitities.

They did require that I use a Bariatric Center Of Excellence and that I had a supervised 6 month diet with that center of excellence.

I had all my ducks in a row and they submitted at 9am in the morning and by 1pm the surgeons office was calling me to schedule because I had been approved. My BMI was 44 and I did have 4 of the 5 comorbitities.

Surgery for me was a piece of cake (pardon...) but it took some getting used to the new eating plan. I have since lost 152lbs and am at a normal healthy weight.

All my comorbitities are gone and some serious illnesses in remission.

I have since begun plastics because I have alot of loose skin and it is exciting in this whole new body.

Best of luck to you!

[erica2185 84]

Awesome testimonial for sure appreciate you for sharing and thanks☺

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[BayougirlMrsS 3,935]

@@erica2185 I had UHC... but, each policy is different. My advice to you is to call the insurance company and ask what are the requirement for WLS and ask if what you have is a qualifying DX. I would make sure you do this .... BEFORE... going to see the WLS...

I knew in advance that i would need a 40 bmi because i had nothing else.... I was just fat. But my BMI was only 38... so i gained 10lbs to get LB surg.