nickisleeve 127 Posted September 30, 2016 Here we go!!! I have BCBS Federal and they cover WLS, great! What's not so great, I have taken so many test with my Bariatric office that I'm ready to pull my hair out and scream to the top of my lungs. I can't decide if they are being thorough or a blood sucking leech trying to suck out all the money they can. First there was my first visit with the surgeon. $40 copay rt? Wrong!!!! $40 for the Bariatric center and $40 to his surgical office! that makes absolutely no sense. Then I had my psych eval ($30) who sent back I needed another evaluation... 2nd psych eval with another Dr. ($60) he's says ur fine, I don't see any issues, why were u sent to me ok. Let's keep moving... not 1 but 2 sleep studies that results were the same (2x150) my PCP and my hematologist wanted me to come back to the office to write my clearance. Now let me just say I had just seen them a month ago (30+40) I go in the office and they are like so u want to have wls? Yes muthaf***er!!!!! Writes clearance. I can now see the light at the end of the tunnel. I have been scheduled for my final test, EGD and pulmonary fx and chest X-ray. I knew that I would have costs to pay before hand. But I feel like some were not needed and i was getting the shaft over $300 worth of shaft. Whew. Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
Christinamo7 4,042 Posted September 30, 2016 health insurance. can't live with it, can't live without it! I also have BCBS Federal. but all I can tell you is it is all worth it! Share this post Link to post Share on other sites
sumochik 22 Posted September 30, 2016 I also have blue cross blue shield so I had to pay all the same copays you did. Plus, and this sucked, a 300 program fee to my bariatric office. I was super bummed parting with that $300 but I guess it's worth it! Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
nickisleeve 127 Posted September 30, 2016 @@Christinamo7 true Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
nickisleeve 127 Posted September 30, 2016 @@sumochik omg $300!!! I don't wanna sound like a brat I know we are blessed to have insurance that covers the procedure but daaaaaang! Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
Pescador 1,374 Posted September 30, 2016 We paid $500 each ($1,000 total), out of pocket. Would do it again. Share this post Link to post Share on other sites
nickisleeve 127 Posted September 30, 2016 I'm sure on the other side I'll have different thoughts, but on the front end I'm like wt* @ Thanks y'all for responding it's making me calm down a little. Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
Pescador 1,374 Posted September 30, 2016 I know it s not easy, especially for younger single women and young parents. But this reminds me of an acquaintance, who told me she and her husband borrowed $25,000 to finance his weight loss surgery. As I was wide eyed, she said it is worth the price for my children to have their daddy around a long time. He was very obese, and it made me really think how much I agreed with her. That was before I knew about the Mexico surgeries, or I would have recommended. Share this post Link to post Share on other sites
missvee 28 Posted September 30, 2016 Between preop testing and surgery I have spent close to $600. That was only because I have a $200 copay for the hospital, the actual surgery was covered at 100%. Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
nickisleeve 127 Posted September 30, 2016 (edited) @ WOW!!! That put a lot into perspective. Thank you!!! Yes it's very hard as a single mom, I'd fork over a extra three hundred anyday over 25,000 Sent from my iPhone using the BariatricPal App Edited September 30, 2016 by nickisleeve Share this post Link to post Share on other sites
blizair09 3,250 Posted September 30, 2016 In my situation, I am hitting the out-of-pocket maximum for my insurance this year. So as I was meeting all of the insurance requirements pre-op (nutritionist, psych eval, chest x-ray, EKG, 6 diet visits, clearance visit and labs with my PCP, etc.) I knew that all of that cost would come off the final amount I would have to pay for the hospital, surgeon, and anesthesiologist. Share this post Link to post Share on other sites
Pescador 1,374 Posted September 30, 2016 @ WOW!!! That put a lot into perspective. Thank you!!! Yes it's very hard as a single mom, I'd fork over a extra three hundred anyday over 25,000Sent from my iPhone using the BariatricPal App The ultimate sacrifice for her children and husband. I applaud her because they were a struggling couple in little old Callahan, Florida. Share this post Link to post Share on other sites
nickisleeve 127 Posted September 30, 2016 Lucky you @missvee. I have to pay copay a and pay my surgeon a separate fee and pay the hospital a fee. I'm opting for 1 night stay I think. Cuz two would be about 400 Sent from my iPhone using the BariatricPal App Share this post Link to post Share on other sites
Heather I 500 Posted September 30, 2016 I spent $666 a month for five months on my own policy to pay for WLS -- only to have the dr postpone me 2x and delay it four months! Four months of $666 needlessly paid because they couldn't get their act together! Uhhh! Post sleeve -- worth it! Share this post Link to post Share on other sites
SalOdyssey 441 Posted September 30, 2016 It's all about CYA, Cover Your A**, from the Drs and hospitals point of view. Share this post Link to post Share on other sites