Help me

[nikita30 16]

Hi i started with sleve surgery in end of may and i had all my appoitments, and i have horizon nj health through state, and they told me i have to gym for 3 months 3 days per week, i started in end of august and have apoitment to see doct on october 28th, they said if everythi g ready they will send all docs to insuranse! Now is here anybody who hase my insurance and how long takes to get aprroved by i suranse and than how long takes for surgery, im gonna have surgery in lourdess hospital nj

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[ppressey24 254]

Reading all the horror stories on how crazy insurance can be, I guess I was very lucky. I didn't have any problems. I just had to follow the Dr plan by going to nutritionist in his office format least 6 months. Different medical test, and I had to lose 15-30 lbs in those 6 months. I lost 18, I didn't try to lose the 30 because I didn't want the insurance to say well if she can lose 30 by herself, she can lose 50 and so on. Now, having some medical issues did help to I think. I have arthritis really bad, central sleep apnea. Its different than just sleep apnea, central is your brain telling you to stop breathing. I've always kept my weight at 145lbs, but once arthritis set in all the steroids they put me on blew me up. I've now had to be without them and so the pain is awful. It feels better now since I've lost 22lbs doing this 14 day fast. Surgery is Tuesday 4th of October and I can't wait.

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[heidikat72 935]

your surgeon's office should be able to give you an idea of how it takes them to get approval from that insurance. and they'll also have an idea of when your surgery will be once you get approval - it depends on their surgical load. If they don't have many getting approved/scheduled it could be very quick or it could be a couple extra weeks.

because my surgeon's insurance coordinator had a lot experience with my insurance company and knew my case was an easy approval - they went ahead and scheduled my surgery as soon as they submitted the paperwork to insurance for approval. She knew my insurance would take two weeks to approve and that literally took 2 weeks to the day and because my surgery had already been scheduled, I had surgery 3 days after approval. I had started my 2 week pre-op as soon as my paperwork was submitted.