BCBS MA?

[KaiserKid 81]

Hi everyone,

I called my insurance company (BCBS MA) to see what the requirements are for them to cover bariatric surgery, and they seem very... Loose. The rep told me I need:

BMI of 40 w/o comorbidities or 35 with at least one. No weight history required.

Agree to participate in pre- and post- surgical assistance program.

Documented of failed non-surgical attempts at weight loss

And then easy stuff like "is an adult that is willing and understands implications of WLS"

And that was it, really. No 3/6mo supervised diet or documentation of multi-year history of obesity. I have a sneaking suspicion that something was left out, but I should trust what they said, right? The requirements aren't on bcbs-ma website, but bariatric-surgery-source.com lists the exact same things. I kinda sound like a broken record here because I've posted on this topic before. I just have never needed my insurance company before other than routine care! They seem so scary, like my life is literally in their hands if they deny me!

Anyone else have experience with these guys or can provide words of wisdom? Man, I'm getting nervous because my first apps are coming up really soon!

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