Aflac anyone?

[Terri70 37]

I signed up for Aflac yesterday. For accident and hospitalization. I know there is a 12 month time frame prior to a claim that anything can be considered "prior" illness or whatever but I'm hoping I can sneak a few in. lol Do any of you use Aflac? How helpful is it?

[forever changed 39]

As a former employee I can tell you there is no cheating. The waiting period is typically for the wellness benefit only.

Sent from my SM-J700T1 using the BariatricPal App

[Terri70 37]

As a former employee I can tell you there is no cheating. The waiting period is typically for the wellness benefit only.

Sent from my SM-J700T1 using the BariatricPal App

So do you think if my Policy start date is Oct. 1st 2016 and I have my RNY in say May 2017 that they might pay me? And what if the surgeon gets in there to do the RNY and decides to do a hernia repair or remove my gallbladder at the same time. Will they pay then?

Thanks for the help in understanding. I really appreciate it.

[forever changed 39]

No. The accident policy is for accidents only.

Sent from my SM-J700T1 using the BariatricPal App

[Terri70 37]

No. The accident policy is for accidents only.

Sent from my SM-J700T1 using the BariatricPal App

But I'm also getting Hospitalization?

[forever changed 39]

If you have the accident and hospitalization policy then it only covers occurrences due to accidents.

Sent from my SM-J700T1 using the BariatricPal App

[Terri70 37]

If you have the accident and hospitalization policy then it only covers occurrences due to accidents.

Sent from my SM-J700T1 using the BariatricPal App

UGh. Ok. Thanks.

[bgjon5 17]

The reason why I dropped AFLAC lol