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Does anyone know how difficult or easy it is to get approved with Humana Premier H - M - O (apparently it thinks you are cussing if you take out the dashes and the spaces)? Per the booklet I can have WLS but I am unsure of what kind of hoops they are going to put me through. Also if anyone has experience with this particular insurance what was the out of pocket portion because the booklet is very vague but from what I am reading it looks like little to no money except copays (hopefully this is true because the premiums are sky high).

Edited by KCNielsen

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