Affinity

[ML573663 18]

Hi everyone, I'm so new to this so please forgive me if this has been spoken about before.

I live in New York and have Affinity insurance.

From what I have heard, if you have a BMI over 40, you will have no problem getting surgery. If you have a BMI over 35 but under 40, you have to have comorbidity with other conditions... I am almost positive I have none of them but my BMI is just under 40. I'm really concerned I won't be approved.

Also, does anyone have Affinity and know how they are with covering bariatric surgery? I have yet to get any answers from them and I'm really nervous that they aren't going to cover me. I was hoping if I do qualify for surgery, they would have me pay my deductible and then cover the rest but maybe that is the best situation and I'm very wrong.. Lol.. Help!

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[Valentina 2,642]

I had Affinity insurance way back --5yrs----when I had my WLS.

Keep in mind that was before all of the health insurance changes through Obama Care.

Anyway, Affinity paid for my WLS--totally. I had no copay, no nothing out of pocket.

Good luck. Post and let us know how you make out.

[ML573663 18]

Valentina, that is great to hear. I'm sure something is different with Obamacare now but I would like to think some is covered. Do you mind elaborating on your process a little bit? I've heard people have to wait a significant amount of time with certain insurances?

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[Valentina 2,642]

Four months from first consultation to surgery.

One visit with the Nut. monthly----I think I only needed three visits.

I had to weigh less at the end of the four months than I did when I started.

Mental eval

Cardiology eval

Pulmonology eval

labwork

Endoscopy

X-rays

Informational seminar

two support group meetings.

I think that was it.

Everything was covered by Affinity.

I hope it will be the same for you.

Good luck!

[ML573663 18]

Thanks so much!!

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[Valentina 2,642]