Insurance change in the middle of the process

[allsmilez 13]

So next week begins my 3rd month of the 6 month process. So far, I've been using uhc. Effective, July 1, our agency switches our insurance to Aetna pos ii. Has anyone else experienced an insurance change like this in the middle of the process. Any problems? Set backs? Advice?

[OutsideMatchInside 10,166]

@@allsmilez

Does your new plan even cover bariatric surgery? have you checked?

[allsmilez 13]

@@allsmilez

Does your new plan even cover bariatric surgery? have you checked?

Yes they do cover it. But it's unclear if I need 6 months supervised weight loss program or 3. If it's 3, I could be sleeved in July instead of October!! Whoa!

[Sugary Sweetheart 97]

I was on BC ins. switched to Aetna ins. 4 months in. I had the insurance agent add I'm in the middle of the bariatric surgery process. This helped me to continue my process without delay.

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[busybeebug 415]

I've worked insurance for a good amount of years. Most insurance companies will accept the visits prior to being active for documentation of the X amount of weight check ins. If the surgeon you are with now is non participating, there are ways to stay with them for treatment. I would call your new health insurance customer service and ask

The full benefits for the wls

the WLS medical policy ( it can be online )

Participation of primary care Dr, surgeon, nut, psych

Participation of hospital

And any other thing you can think on

If you don't understand or the rep seems unsure ask for a supervisor and or a case manager. The latter may take a,day or two to be assigned

Don't be afraid to call daily until you get your questions answered

If you are running into resistance, talk to your surgeons coordinator, they can inquire on their end about the benefits medical policy

Obviously everything I'm writing may or may not be true to your situation. Just don't give up. Get your answers.

Good luck.

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