Medical Savings accounts and supplements

[adrinanna 46]

Does any one have a medical savings account through work,.. And can you get reimbursed for Vitamins through it since they would be considered medical required?

[Kindle 8,667]

This is from the 8889 form instructions for HSA qualified expenses.....

So I guess you would have to talk to your doctor and/or accountant to find out if Vitamins are an officially prescribed medication. Since the HSA is through your work, is there an insurance administrator you have to go through for reimbursement? You may check with them what they require for proof of an eligible expense. I've never used my HSA to pay for my Vitamins, but since I contribute to my own HSA, it doesn't really matter. I ultimately pay for them anyways.

[adrinanna 46]

I ultimately pay but the tax deductions would be nice

[Kindle 8,667]

The tax deduction actually comes from the contribution end of the HSA. If you contribute, say $2000 to your HSA you get to deduct $2000 from your gross income whether you use any of it or not. However, if your employer contributes to your HSA, you don't get to take the deduction, your employer does. So the actual distribution of HSA funds for qualified medical expenses doesn't really affect the deduction you get to take.

The shitty part is the HSA deduction is capped pretty low....$3350 for a single person last year. So even though I had over $6000 in medical expenses last year, only $3350 of it was deductible through my HSA.

Any accountants, please correct me me I'm wrong.

[1excited 15]

Contact Insure Nutrition. I recieve Protein shakes, multi Vitamins, and supplements (all covered by my insurance).

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