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Guidelines on a few health insurance companies



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Insurance Carrier Medically Supervised Diet Diet History Notes Aetna 6 Months OR 3 Months 2 Years 6 Months-nutrition and exercise OR 3 Months-dietician, primary care physician & exercise regimen Blue Care Network 6 Consecutive Months (180 days) 2 Years BMI ≥50 criteria for diet waived Blue Care Network Advantage Documented unsuccessful with medical treatment for obesity 2 Years At least one co-morbidity related to obesity Blue Cross Complete (Medicaid ***) 6 Months Current (Greater than or equal to 6 months) BCBS MI & BCBS Messa 6 Consecutive Months (180 days) 4 Years BMI ≥50 criteria for diet waived BCBS Out of State Contact Insurance Plan 2 Years Champ VA Failed attempts-non surgical medical treatment 2 Years Cigna 3 Consecutive Months 1 Year Cofinity Contact Insurance Plan Connect Care 3 Months 2 Years Health Alliance Plan (HAP) 6 Months 2 Years BMI ≥50 criteria for diet waived HealthPlus (*** and PPO) 6 Months 2 Years (Unless deemed High Risk with co-morbid diagnosis) Medicaid (Straight) What efforts have been taken for weight reduction 2 Years Documented medical diagnosis that may be life threatening as result of obesity Medicare Documented unsuccessful with medical treatment for obesity 2 Years At least one co-morbidity related to obesity McLaren Health Plan 6 Consecutive Months. food & Exercise Journal Current Showing a consistent weight loss with no weight gain Molina-Medicaid 12 Consecutive Months 2 Years Showing a consistent weight loss with no weight gain Priority Health Commercial 6 Months with 12 Months (waived if BMI is > 50) 1 Year Accept commercial, PPO & Medicare only (Not contracted with Medicaid Priority Hlth) Total Health Care-Medicaid 12 Consecutive Months 1-2 Years Counseling with Psychiatrist 6-9 months and 6-9 months nutritional counseling Tricare (Standard & Prime) Prime ***-6 Months Standard-Not Specific 1 Year Sleeve is now covered effective 9/2014 United Healthcare Commercial 6 Months (not specific with consecutive) Current Check Benefits. We do not accept Optum Health through United Health Care United Healthcare Great Lakes-Medicaid 12 Consecutive Months 2 Years Showing a weight loss and no weight gain

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Edited by Tosha-248

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    • Bashbee91

      Hey guys new to the process looking forward to this new life. 
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    • Bugg

      Hi everyone! I’m brand new here. I just went through all my pre-op requirements per my insurance company and now everything has been submitted and I’m just waiting for final approval and my surgery date. I’ve been doing research, watching YouTube videos, TikTok’s, ect.. trying to prepare my mind and what to expect so I’ll be ready for the surgery. I was so sure and so set and so ready and excited. However, now that I’ve done everything & it’s almost here, I am sooooooo scared! I know why I want it bc I’ve tried everything and I just don’t feel like I can lose weight by myself. I’m tired of being overweight my entire life. I’m miserable, but I keep psyching myself out afraid of GERD bc I know how that can be and I don’t want to have to get a bypass after already gaining the courage to even get VSG. I’m scared of complications like I’mgoing to regret doing it and be depressed that I didn’t just be more disciplined and try again to lose the weight on my own even sitting here typing this knowing in my mind i just can’t and don’t possess the discipline. I’m also afraid I won’t be able to handle the restrictions of the sleeve. What do I eat? I don’t know how to eat healthy really and don’t enjoy healthy food. I don’t know how to do this! I feel so defeated!Someone tell me they felt anything similar to this or am I not ready? I thought I was. I am so tired of being sick and tired and so tired of myself and so tired of being stuck and stuck in this body and somebody different on the outside from what I feel inside. I just want to ball up and cry.
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    • buildabetteranna

      over 20 lbs down since4 the pre surgery diet and surgery on the 14th
      · 1 reply
      1. Selina333

        Yay!! Congrats. I know how good that feels. 🤩

    • Jenopolis

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    • buildabetteranna

      The 14th was my day. I am home and recovery is going pretty smooth. They even let me walk out of the hospital. Picture of me in recovery curtesy of my boyfriend lol. 

      · 3 replies
      1. DaisyChainOz

        Glad it went well!! Wishing you a speedy recovery and wonderful success!! 🤗

      2. buildabetteranna

        Thank you ❤️

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        Neat you have a pic of this day! I was sooo happy to get my surgery. It was well worth it! And I'm not even near my goal. I had surgery Dec. 2!

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