New United healthcare

[diamondrme 8]

I'm in Alabama and I have uhc. I got the booklet and it say bariatric surgery is not covered. On exclusion list. Is this point blank or do I just need a doctors referral?

[megpie22 13]

If it is on the exclusion list that means they do not cover it. I would also call the insurance company just in case and ask a representative if it is included in your plan. But honestly, if it states that then they do not cover it.

[diamondrme 8]

Thanks. My plan hasn't started yet but they told me it was covered. The rep didn't sound too sure I may just need to cancel my plan. It's hard finding someone to cover bariatric in Alabama

[Champ715 207]

I had surgery on 9/30 and started my 6 month supervised diet in march 2015. I had UHC at the time and bariatric surgery was covered. I ended up changing employers and switching to BCBS AL halfway through but UHC did cover it last year. Maybe they changed it this year but I would call them just to be sure. Also check with your employer. It may be an employer exclusion, rather than a provider exclusion.

[roxiijess314 2]

I looked into having this done several years ago and my insurance was uhc and bariatric surgery was on the exclusion list. I contacted uhc and they said that it was add to the exclusion list by my employer. I was devistated. I'm with bcbs of Michigan now and it is been a very simple process. My surgery is scheduled for March 8th. Good luck to you with your journey!!!

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[lrogoz 11]

I have UHC in MO and looked online at my plan about a year ago and it said it was not covered. However, I checked with a surgeon 6 months or so ago and they submitted it and it is covered. I have to do 6 months of a dietitian supervised diet (on month 5 now) then I should be good to go. It's worth looking into. Good luck!

[kaitlynm 335]

For most national healthcare insurance it is the employer that determines whether it is covered or not.