Can you get insurance to cover complications

[Horus 0]

My health insurance doesn't cover bariatrics, and even if it did I was looking at plication which is a more experimental surgery and probably wouldn't be covered anyway.

I think the cost of plication is about 10k, which I could pay out of pocket. My big worry is that I spoke with my insurance company and they said if I had any negative effects that insurance wouldn't cover it. So if I needed the plication removed, or if I developed gangrene, etc insurance would not cover any of it.

Does anyone run into this problem, or have a way around it? Can you buy insurance to cover gastric complications? My big fear is that if I get the surgery I will be in that minority who needs another surgery down the line for complications.

[Inner Surfer Girl 12,015]

My surgeon requires all self-pay patients to purchase BLIS insurance (which covers complications). Ask your surgeon's office about options.

[TinyTink 268]

My surgeon requires all self-pay patients to purchase BLIS insurance (which covers complications). Ask your surgeon's office about options.

BLIS? What does that stand for? Thanks.

[Horus 0]

My surgeon requires all self-pay patients to purchase BLIS insurance (which covers complications). Ask your surgeon's office about options.

I'd never heard of this. Does it cover complications at any hospital or do you have to go to the one where you had surgery? If I got surgery it would be at a hospital 200 miles from where I live, I don't know if they'd cover me if I had to go to a local ER.

[Horus 0]

My surgeon requires all self-pay patients to purchase BLIS insurance (which covers complications). Ask your surgeon's office about options.

BLIS? What does that stand for? Thanks.

I'd never heard of it, but it is an interesting concept.

http://www.obesityhelp.com/forums/insurance/About-BLIS-and-Cash-Pay-Weight-Loss-Surgery.html

[Inner Surfer Girl 12,015]

You need to see if your surgeon offers it.

http://www.bliscompany.com

[TinyTink 268]

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