in network v out of network

[LadiSani 59]

While I wait to hear back from my surgeons office... How is using an out of network surgery center with an in network doctor dramatically less than in network for both? I have UHC.

[OutsideMatchInside 10,166]

You are going to be stuck paying for almost all of the hospital stay and the surgery. The doctor part is very small compared to all the hospital charges.

I wouldn't do it. Self Pay would be cheaper some place else.

Why isn't the surgery center in the network? Will they even approve the surgery with a center not in the network? Most insurance won't.