Self pay with Insurance, complication coverage?

[%#LoosingIt?!&- 16]

I'm considering self-pay since my insurance has an exclusion on W LS . My main concern is postop complications and how/if they 'd be covered by insurance. I know that every plan differs, but what's the best way to find out if I'd be 100% on my own if there are complications or if my plan might cover say an ER visit for dehydration, antibiotics for an infection or surgery that becomes life-saving?

Is there any tripe of supplemental insurance that I could purchase that might cover complications ? I'd love to hear any stories or information that anyone might have.

[Hengirl 26]

I was self pay, as well. My surgeon included BLIS insurance as part of my self-pay package. There is an article on Huffington Post about BLIS that is interesting and provided me with assurance that if something were to go wrong I was protected.