6 months waived at 49.3 BMI?

[Lacfish13 14]

So I have been reading on here a lot lately and read that with my insurance, if you have a BMI of 50 or more that they would waive the 6 month doctor supervised visits. My current BMI is 49.3! Not that I want to weigh anymore than I already do but is there a chance they will go ahead and waive it, or do the insurance companies stick to exactly 50 or more? I have Blue Cross Blue Shield of Michigan by the way. Thank you!

[judyoz 240]

I personally know 2 people that purposely gained weight to get up to BMI. Can't say I blamed them, 6 months seems long to weight. I did not have a 6 month or 1 year supervised diet.

[judyoz 240]

I am from Michigan too, Holland to be exact. I had Dr. Schram, who is going to do your surgery?

[Debbie Jean 406]

I've heard people say they put weights in their pockets and wore heavy shoes.

Just sayin' ????

You are soooooo close!

[Lacfish13 14]

Judyoz- I'm not actually from Michigan I'm from Texas but my company is based in Muskegon and Holland, MI Dr. Chad Carlton is doing my surgery, I am very early in the process right now. I had my consultation just a week ago, waiting to hear back from insurance on my requirements!

Debbie- yeah I know someone who wore ankle weights, not something I am interested in.

Edited July 27, 2015 by Lacfish13

[Lacfish13 14]

Anyone else have any insight???? I am really wanting to know what is next for me!

[queencity 62]

Edited July 25, 2015 by queencity

[Santiago Draco 73]

Probably not a great idea to be discussing insurance fraud here in the forums

[rgodfrey09 98]

Insurance fraud is a serious crime, you can go to jail for that. So. I'd say don't do it. That being said, everyone says the 6 months diet is the worst and too long, but to be honest this surgery is a complete mindfuck. I'm EXTREMELY glad that I had that 6 month diet to get my mind right and REALLY make sure I was ready. Was a blessing in disguise for me.

[chunkycharlie 26]

They wave it at that BMI because you are considered to be an immediate risk. You have to think about the situation you're putting your self in and how serious your co morbidities are if you gain more weight.