Question about insurance/out of pocket

[capricec 32]

Say mental health today. She said some things need to be paid out of pocket. But when I called insurance they say they cover bariatric surgery 100%.. I'm wondering what's not covered

[Sharon1964 2,530]

It could be any number of things... nutritionist, classes, etc. Are you done with mental health? They might want to do some psych testing that isn't covered by your insurance. You might want to call them back and ask them what they believe you will be paying for.

[MrsRoboto 370]

My insurance may pay for the actual surgery but I had to pay out of pocket for the nutritionist visits and the psych visit (he didn't take insurance of any kind) and my 5-week Behavioral Skills class. I've also had many co-pays leading up to surgery. All in all I've paid over $1000 out of pocket so far.

But that's my insurance and the things my surgical program required.

[majorsmama 91]

My insurance has covered everything. I just had to pay my deductible and max out of pocket of $2000. My psych visit I just paid a co-pay of $25.

[OutsideMatchInside 10,166]

If this provider isn't covered on your insurance find one that is. You are the one paying the bills don't let your surgeon force you into paying for things you could have covered.

[mommyfrog3 41]

My hospital program charged a $100.00 fee (not covered by insurance) to join the program. plus I had to pay $60.00 for my nutrition classes.

[x'smom 5]

I paid 400 for my preop classes

[jss1988 54]

My insurance company (BCBS) covers 100% of the expenses but there is a $1,000 deductible. I am also responsible for all co-pays with visits associated with the surgery. If you have a healthcare spending account, it would be a great help!

[capricec 32]

I have mass health and never pay a dime just pay $3 for prescriptions

[rln52 136]

With BCBS Federal so far I paid 35 for psychology visit, 35 for surgeon visit, 100 for sleep apnea home study, 200 for surgeon to do EGD, 360 for hospital oupt. For EGD, 280 for the cpap, nothing for dietician, my 2 days in hospital for surgery will be 350.00. I dont remember if I pay surgeon anything for surgery. I guess this is not too bad.