Anyone approved with a BMI under 40?

[perk4756 259]

Mine is 36.7 but I have several co morbities. Plus where I've had 5 back surgeries, lots of spinal diseases too. I have BCBS also. My Dr office go on your first weigh in for your bmi too

[auntjanny 289]

My BMI was 36.6 barely over the threshold and, I did add about four pounds in the early months to make sure I was close. Each test I had, I prayed for a comorbidity. (Sounds so crazy). Each test came back darn good. A brother though, had survived a heart attack, and parents had some diabetic type issues. I had sore joints and a long history of slow and steady weight gain. My insurance approved with 48 hours. I felt like I won the lottery. So, muster up all the familial medical issues to document on your medical history and don't give up!! Good luck!

[3bzmom 96]

My surgeon said family history doesn't matter, so I'm glad to hear it DID matter in your case. I had gestational diabetes with my pregnancies, and my mom and grandpa are Type II diabetics. My mom's sister had a massive heart attack at age 45. (I'm 44.) Just the gestational diabetes puts me at higher risk for diabetes.

I think when I see my doc on Wednesday I will be sure to mention all of those again so we can build a very strong case. My husband is also considering gastric sleeve, but his BMI is 44, so he's almost guaranteed approval. We are committed to making these changes together, but I'm hoping to go first.

[auntjanny 289]

I met with personal physician a couple of times to discuss what could be used as "medical supporting issues." I have to believe that it was his letter that made the difference. My surgeon, although great, was not concerned about insurance. He either got the gig or didn't! Hmmm, trying to remember.. Metabolic disorder (tendency toward high blood sugar, history of infertility,) family high BP, cholesterol, heart issues.. Depression. Wishing u the best, and don't worry if you have to appeal.

[3bzmom 96]

My surgeon, although great, was not concerned about insurance. He either got the gig or didn't!

This is exactly how I feel about my surgeon! Glad to know I'm not alone on that. I know that oftentimes, really good surgeons don't have great bedside manner. It's a personality thing. I get that, but his office should make up for it. HAHA! Anyways, thanks again for the info. I now have a list of items to talk to my primary care doc about.

[bikrchk 1,313]

Didn't even meet with surgeon until I'd done the 6 month weight loss attempt, psych and nut visit and had all my paperwork in a pile. I was approved in about 10 days via BCBS of KC at a BMI of 37 with high cholesterol, high bp, asthma, hi blood sugar (not to diabetic levels but close) and hip displasia. A year and 1/2 later, maintaining well off all pre-op meds with none of those issues, (other than the hip displasia I was born with)!

[perk4756 259]

Already had surgeons appointment too

[Menelly 56]

Hi,

I have Cigna insurance, and my last weight loss appointment is next week. I have a BMI of 36.5. Cormorbidities of hyperlipemia, high cholesterol, and a degenerating hip. My primary care doc is actually the one who first suggested the sleeve to control my weight because of my hip. My mom is diabetic, and I am pre-diabetic.

I'm really worried that I've junped through all these hoops and insurance will say no because my BMI isn't 40. Can anyone give me some encouragement?

My BMI was 38.3 I think, (somewhere around there) and my only comorbidity was sleep apnea and I was approved, so there's always a chance!

[3bzmom 96]

I'm feeling much more hopeful! Thank you everyone!

[Liz5012 47]

I had a BMI under 40, but was approved after my Surgeon had a conference with Aetna. I agree with @@dknape, the stress involved with this process was terrible. I had completed the requirements required by Aetna only to find that my case was sitting on a desk of one of the Nurse's who makes the decision for several days. When I called inquiring about the delay, it was rejected within two minutes of my phone call. My Surgeon's office took over and 18 hours before surgery it was approved.

I am telling you this so you don't stress too much, it will be fine. Good Luck!

[Liz5012 47]

My BMI WAS 39. My insurance company, Aetna, was just plain slow and unresponsive. It took a conference call from my Doctor with the Medical Director to resolve the rejection I received. I wish I had known about this common delay sooner, it would have not been as stressful. Insurance companies have no real interest in the patient, just the cash flow so I think the ideology is take their time hoping some people will give up.

In the end it all works out, so please don't let the process stress you out, just keep your eye on the finish line! Best wishes!

[Liz5012 47]

Sorry for the two posts, I wrote a shorter response after the I tried to hit post for the first one and the site froze.

[Aprilhoffman78 78]

3bzymom~

I have signa as well throught hte carpenters union it took me a 2 nd letter of approval with a 3mos seeing a nutritionist. bmi 35 1/7/2015

[10 28 2014 45]

I have BCBS and I think I was around 38 with sleep apnea only. Got approved and couldn't be happier with my decision! Good luck!

[Alex Brecher 10,515]

Yes, I was approved with a BMI under 40…but just barely. At 5’7” and 255 lb, I had a BMI of 39.9 and no comorbidities. I got the lap-band. If you get rejected the first time, try again.

Good luck, and keep us posted!