What was your out of pocket?

[mlstrom28 8]

Hi all!! I'm very new to this site and to the decision to go forward with this weight loss journey. I have just scheduled my first of what I'm sure will be many appointments but it's not until May 16th. I have already confirmed my insurance company will cover 80% of the surgery after I've jumped thru all their hoops of course, but they couldn't give me a ballpark of what I should expect for my out of pockets because its a "negotiated rate". I live in Georgia and I've read (though I'm not sure how true it is...), that the cost of surgery here is on the lower scale compared to other states. I would really love to know from anyone willing to share, how much they ended up paying AFTER insurance! Thank you!!

[Bonawanabfree 280]

I paid $3750 as per my insurance requirement. I used an FSA to pay a large part of that

[ShellMilliner 233]

I am fortunate to have amazing insurance and I only had to meet my $300 deductible.

[CheleLynn45 615]

I was told my procedure would be 100% covered with a few $35 co pays. I asked and asked every time I talked to my surgeon's office to make sure.

I did receive a $250 bill in the mail right before Christmas, I was not to happy about this. But when you look at the big picture I guess it wasn't much to pay at all.

Also my first three follow up appointments were covered with no out of pocket co pay.

[MrsSugarbabe 727]

After meeting my deductible, my cost was $2157. I was expecting it to be more, and I was prepared to be out of pocket about $5,000; glad I didn't have to pay that much. I work for the same healthcare system in oOrth Carolina that the bariatric group is part of so it was in network. Of course, there were all the co-pays for the various appointments pre-surgery. Appointments with my surgeon post-surgery were no charge for 3 months.

[rwoods200 39]

My total out of pocket for rhe surgeon is $664, but I have to pay $175 for 3classes at the surgeons office $180 for the Nut and my $25 copay for the Psychology appt. So total I'm. Gonna be out like $1000 plus.

[mlstrom28 8]

Thanks so much everyone!!! I really appreciate the info, I'm fairly confident now I can budget for under $5k. You ladies are all such an inspiration!!

[mzsweetb 15]

I know that for my insurance I have to pay $500 deductible for the surgery. I am not sure the cost of the PCP visits. Im suppose to have 6 before surgery with copays of 40.

[jreed630 28]

I had great insurance, and only paid $15 co-pays for office visits. Nothing else.

[spiritfilled 32]

I'm hoping I had this planned out right for myself. I am on HSA plan at work and my deductible is $2000 I already met my deductible this year with an ER visit for a kidney stone. So from now until the end of the year I should pay zero dollars. So basically what is broken on me this year is getting fixed. So next up is the dermatologist and allergist.

[mallen1895 108]

I'm scheduled to have my surgery April12th. The hospital just called to say my deductible is $500. Considering how much the surgery cost I'm ok with the $500 and happy to have insurance. I paid $400 for the Nut and Psy already

[majorsmama 91]

I have 80/20 insurance with a Max out of pocket of $2000 so that's what I will end up paying.

[mandaroo 78]

The only cost to me is the hospital stay and the anesthesiologist which comes out to a little less then 2,000.

[iloveshoes 2]

My insurance pays 100% with no copay. Crazy, right?!

[LSF 264]

My insurance only covered 80% so my portion came to $3100.00 and I got a separate bill from Anesthesia for $467.00. I only stayed 1 night in the hospital because I felt fine. I'd you stay longer your bill will go up