Out of pocket expense?

[simplyrita8 2]

How much was/is yours? If you even had one...Im in the process of trying to get my surgery approved...I have more appointments coming up...i know its a process but its going to be well worth it thats for sure..I CANT WAIT...BUT my out of pocket expense is $600..it covers a couple of things but SHEEESSHH...kinda stressful..i cant even lie..lol

Im thinking about changing my doctor...i know of another place but idk where im at I heard good things too..

Questions..comments are more than welcomed...thank u in advanced

[Elode 8,093]

Mine was about 600 for the entire thing. My actual bill before insurance paid was 39,000+ so I know it may seem like a lot to you but it's nothing compared to out of pocket and some people Pay that. Be thankful! Good luck on your journey!

[simplyrita8 2]

Your right love...God is good...and now that I look at it...I should be more thankful that that is all I have to pay...your absolutely right...because the surgery alone is a whole lot...thank u...and same to you

[BLERDgirl 6,417]

That's about right. Other than my copays everything was covered except for $200 for the nutrition class and $400 copay day of surgery.

[GreenEyes604 753]

Mine sounds pretty close to everyone else. Aside for my co-pays to my surgeon each month, I had to pay a one-time program fee of $500 which covered 2 visits to my nut, my psych eval, and 10 visits to the hospital fitness center whenever I chose to use them. It also covered my first 3 months of surgeon office visits post-op.

My insurance paid 100% of everything else.

[travelling sleeve 15]

Im 2 weeks off untill my surgury im paying 2600 dollars and that's with top of the line private health good luck on your journey ❤

[wannaBthinsoon 1,634]

My OOP is $1500.....not too bad for a life saving procedure!

[allyray 108]

Here in my province in Canada, it is all covered by Medicare. I pay nothing!

[CountryGirl5584 115]

Well I'm guessing by the time my surgery is over my OOPwill be about $1500

Edited January 10, 2015 by CountryGirl5584

[hco7416 25]

2700 for me

[travelling sleeve 15]

Anyone up for a late night chat about wls would love to hear of people's experiences

[AhnaLucille 57]

Do you find out after your approval from insurance what your out of pocket expense will be? I heard people talking numbers at their consult..... What was your experience?

[Aranks 94]

My first consult meeting from my surgeon he told me his cost to me would be $300, and that was all. Insurance pretty much covered everything minus my regular copays ($60 for hospital admission, $20 for specialists/doctors, etc.). I started the process in May. I then postponed it, resumed back in October, got a surgery date for the end of November, and didn't hear until the week before surgery that I was actually approved.

[AhnaLucille 57]

Well.... my Dr didn't go over any costs and my paperwork is going to be submitted late next week.. maybe they like to surprise you here. Lol

[BLERDgirl 6,417]

Do you find out after your approval from insurance what your out of pocket expense will be? I heard people talking numbers at their consult..... What was your experience?

My first consult meeting from my surgeon he told me his cost to me would be $300, and that was all. Insurance pretty much covered everything minus my regular copays ($60 for hospital admission, $20 for specialists/doctors, etc.). I started the process in May. I then postponed it, resumed back in October, got a surgery date for the end of November, and didn't hear until the week before surgery that I was actually approved.

Most programs can tell you from experience what your OOP will be however, you can call your insurance company and check so there are no surprises. Also most hospitals call a few days prior to admission and alert you to any copays related to surgery. If your insurance company has a website they usually have their fee schedule included. Unless you have lots of disposable income it's best to know beforehand. A few hundred may be easy to come by, a few grand may not.