BCBS Georgia sleeve cost?

[You'reGonnaHearMeRoar 25]

Has anyone delt with BCBS Georgia before? How much was your total cost? I went on their website and it quoted me around $3500. That's allot different from what they told my husband over the phone. I thought most/all of it was going to be covered. Does this seem like an accurate total? I have an appointment on the 13th and I'm hoping it's not $3500.

[SuperDave 1,115]

It really depends on your plan. Even within the same insurance company, different plans have different coverage. If you have a yearly maximum out-of-pocket, you will probably end up paying all of that up front by having surgery close to the beginning of the year. My out of pocket was mostly covered by the time I had surgery because of all of the labs, appointments and testing I had paid for throughout the year. You will really have to go online and study your plan details or get someone on the phone and press them for what it will actually cost you on the day of surgery. Do not accept general information from them. Get specific costs for your plan. The hospital will most likely require payment up front, unless you have made other arrangements in advance, so don't let the actual cost be a surprise. Good luck!

[twinsdad30067 4]

_{I have BCBS of AL but I live in GA, and this actually does seem accurate based on the numbers that they told me. You number is only a few hundred dollars different but I am sure that is due to copay, deductibles, and premium amounts. Thankfully I am not scheduled to be sleeved until April and have started a savings plan for the cost of what I will need to pay out of pocket.}

[You'reGonnaHearMeRoar 25]

Thanks for the quick replies. I will definitely be giving them a call in the morning. I also sent an email to my surgeons assistant. Hopefully she can sort things out for me. Thanks again for all the help;)

[You'reGonnaHearMeRoar 25]

Quick update: I called the insurance company and they said that the sleeve is fully covered under my plan(bcbs Georgia (live in Nv). I have to pay the yearly deductible which is $1500, and any other co-pays for doctor visits;) I'm so excited!!