Federal Insurance and Skin removal/Plastic Surgery coverage questions ?

[sweeteyes504 66]

i currently have NALC /cigna federal and i dont believe they cover it i know im early only 8days post opp but i would like 2 know what federal insurance would cover and the process so i can switch for when it is time ... thanks i say federal because i work for the government want 2 know my options... I would love to have skin removal and Breast aug after please any info you can give on your experience in getting your insurance to pay and the process would be wonderful and who you suggest i select as a federal option to get what I want done when it is time.

[Jersrose43 837]

NALC follows the Cigna medical policy. They cover a paniculectomy at 18 months post wls there are conditions of course

Google cigna and paniculectomy

All other plastics will be cosmetic

[sweeteyes504 66]

@@Jersrose43 I wish that was true but in LA C has added on their own clause and the list is different I read the list like 3 times and that is not included

[Jersrose43 837]

Ummm they're supposed to be using Cigna policy for medical auth and criteria