question for all you insurance savvy people.........

[lovedXJesus 27]

Does anyone know what will happen if you switch you insurance right before your surgery is scheduled? I was approved for surgery by my insurance company. They told me I was when I called a few days ago (but my doctor has not called to tell me yet.)They said that the surgery was approved for December 2-9. Unfortunately, because of the new healthcare laws we need to change our policy, although it will be still be with Carefirst Blue Cross Blue Shield. Our current policy ends the last day in November. Anyone know the answer?

[MsUjima 109]

Under the law they cannot exclude you for pre-existing conditions; nor can they deny you needed treatment. The problem may be that they require something different to authorize the surgery. Your best bet is to just call the new insurance company and ask them before you change

[MsUjima 109]

Will your doctor reschedule so you can have the surgery before you lose your insurance/

[lovedXJesus 27]

Will your doctor reschedule so you can have the surgery before you lose your insurance/

The doctor that I go to is already booking his surgeries into December. Maybe even January by now! Anyhow, his office has not even called yet to tell me that I was approved. I found out as an aside when I called the insurance company about a question concerning my daughters physical. That was a week ago. I am not too worried about it I guess. If its going to happen, it will. I was really just wondering if anyone else had the same thing happen and how it had worked out. Thank you for taking the time to answer my post though. I appreciate it.