Insurance doesn't cover surgery.

[loser2014 73]

I misspoke. The withdrawal was from an IRA, not 401k. Hopefully that makes a difference.

http://www.investopedia.com/articles/retirement/02/111202.asp

[Jersrose43 837]

Ira you have to calculate 7% og your adjusted gross income. If medical expense is greater than no early withdrawal pdnalty

http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/Retirement-Topics---Tax-on-Early-Distributions

[pinkbunies 359]

Do what I did... go to Mexico and get it done for under $5000.00.

i went through Mexicobariatriccenter.com . Had a great surgery with them.

[ElizabethO 4]

My insurance doesn't cover WLS at all. In fact, there are absolutely no individual plans available in my state that include WLS. I found an incredible qualified and experienced surgeon at an International Center of Excellence and had my VSG in Mexico. A fraction of US cost, excellent care, painless, complication free recovery, and currently maintaining below goal 10 months later.

How did you do follow up appointments?

[Kindle 8,667]

My PCP does my blood work. My surgeon and his staff were always available for questions by phone and email, but I never really needed any other followup. My Mexico surgeon has a nutritionist on staff for consult via phone or email but I never used her services. They do send emails occasionally, checking on my progress.