insurance inquiry approval

[darby1430 28]

Alright guys. They submitted all of my stuff to insurance on the 7th....i have united healthcare....how long if you had this insurance did it take you to hear back from the dr? I am worried that i won't be approved....even if you don't have UHC how long did it take? Im nervous.

[Marianneva 17]

It took about 6 weeks for my insurance to give approval. I just received approval this week Surgery will be scheduled soon ! Good Luck to you

[Pepper123 320]

I have UHC also..My paper work was submitted ob July 17th ....was denied because of missing chemical blood work...resubmitted a week later and approved after i call UHC on August 5th and was told i was still in denial....by august 6 got the call from my surgical coordinator that i was approved...a few days later i got a letter from UHC that i am approved...good luck!!!!!!

[labwalker 1,177]

United Heathcare has many, many plans. Very few are the same!!! I had UNH, and my doctor's office argued with me about the requirements for weight loss prior to surgery (WE have the policies, WE know what we are doing...) When the dust settled they finally figured out that UHC used Athem for bariatric WLS! That delayed my surgery by two or three months. In the interim, Hartford Hospital and UNC got into a dispute and my surgery could no longer be done at the previously approved facility due to my provider's mistakes... needless to say they denied ever talking to me about supervised weight loss over a six month period and other requirements. In the end, it delayed my surgery by at least two or three months, but finally when the dust settled I was able to have my surgery where I wanted it done. I had to do an appeal, and endless phone calls with the nurse at Anthem to get through the mess.

Just make sure you dot your I' s and cross your T's.

[Pepper123 320]

Oh but am in NYC...don't know how UHC applies form state to state!!!

[labwalker 1,177]

It likely varies company to company, depending on the plan they are using. Just keep in touch with your doctor's office, and your insurance representative to make sure everything is on track for your plan.

Good luck! It usually goes smooth for most folks, but my health plans were not typical for most industries. Our heathcare costs was paid for by the company (self administered) and overseen by UHC which mostly did the clerical and billing work in their behalf.

Edited August 17, 2014 by labwalker

[SherB 220]

Mine was 9 days. I hope yours is speedy as well. Good luck.

[OhSoNique 84]

I have United healthcare too and just submitted the paperwork on Friday!! So I'm waiting too, they told me 15 days hopefully sooner!! Good luck!

[OhSoNique 84]

Oh but am in NYC...don't know how UHC applies form state to state!!!

I'm in NY too, where you getting your surgery done at?

[smiley922 447]

My surgeon said they would now finally submit to insurance last thursday, the 14th, he told me it takes about 2 weeks normally. I have Humana, and my fingers are crossed for both of us

[StabMyFinger 19]

I was told that Medicare has 14 days to respond & most insurance companies have 45 days.

[darby1430 28]

I called my insurance on Thursday and they said that they have 15 business days.. Which puts me at the 28th....i would have to start my 10 day diet on the 29th and that doesn't include pre-testing....and i don't have my packet because im not approved yet...i just feel like im pressed for time, majorly!

[OhSoNique 84]

I called my insurance on Thursday and they said that they have 15 business days.. Which puts me at the 28th....i would have to start my 10 day diet on the 29th and that doesn't include pre-testing....and i don't have my packet because im not approved yet...i just feel like im pressed for time, majorly!

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After you get your approval from the insurance the surgeon would have to set a date for your surgery which might not be till like sometime in Sept. Once you get a date then you will know when to start your two week diet and do your testing. You might get your approval before the 28th. I was told I need a few clearances right be4 surgery. I know I can't get clearance from my hematologist dr till before I go for surgery and it's SOOOO hard to get an appt with him. So that's gonna make me press for time.

[darby1430 28]

See my dr already told me my surgery date.....i already have my date...they said they would cancel or push it back depending on insurance approval. My surgery as of right now is scheduled for the 8th of September. They went ahead and scheduled it that way i wouldn't be delayed any further? Idk i feel like i shouldn't have anything to worry about but I am worried. I feel like my office is jumping the gun. And i work in a retail pharmacy so they will have to find someone to cover my shifts so its just frustrating majorly.

[OhSoNique 84]

See my dr already told me my surgery date.....i already have my date...they said they would cancel or push it back depending on insurance approval. My surgery as of right now is scheduled for the 8th of September. They went ahead and scheduled it that way i wouldn't be delayed any further? Idk i feel like i shouldn't have anything to worry about but I am worried. I feel like my office is jumping the gun. And i work in a retail pharmacy so they will have to find someone to cover my shifts so its just frustrating majorly.

.

Oh wow, well since u submitted on the 7th. I would have your doctor office call UHC this week the sooner the better and see if they can get an answer. Start the liquid diet preparation this week. Majority includes substituting meals with Protein shakes. Goal is to lose some weight to help shrink your liver. I can email you my pre op packet. So if u are pressed for time you would be ahead of the game. I understand the job part. I work in a bank at a big branch that isn't fully staffed right now. Some1 just got fired n another got transfer so, the manager does the schedule a month in advance so I would need a date set by the beginning of sept for October bc I can't over lap with another employee. I plan on using a vacation week. I told my manager I need my gallbladder out n it might be in oct lol so she has a heads up.