Im so bumbed out

[vegas2013 12]

Have been tested and going through nutrition classes

My job just changed insurance and now I am not covered at all

Any words of wisdom

[SugarFreeMe 293]

Can you see about doing cobra with the the insurance company? Or look into a private plan

[InspirationMySon 135]

Have been tested and going through nutrition classes My job just changed insurance and now I am not covered at all Any words of wisdom

First suggestion is if you are married & your spouse has an insurance plan that would cover it enroll on their plan. If not and your company offers HSA accounts look into that then you could save for the surgery by contributing pretax dollars to a savings account, your HR department would be able to answer these questions. Does your center do financing or could you take out a personal loan? Call the insurance company directly ask if they don't cover Bariatric surgery at all? Or is it only without prior authorization? Or would they cover some aspects of the procedure but you would be required to pay the balance of the bill? Get a copy of your policy they are required by law to give it to you so you can be more educated on the policy then just the pamphlets they give you at sign up. Also I always suggest getting the name of the person, date & time you spoke to them & noting exactly what they tell you it's helped me out.

Edited July 30, 2014 by InspirationMySon

[LadyPullings 94]

If you already started the process they may be able to assist you! Or..... There's always Mexico! That's my option! I just find it really weird that I pay a premium for healthcare and then I have to be given permission for a service that's covered under my plan! #crazy

[vegas2013 12]

They don't cover it at all any more as of June 16 .

No Savings account I m going to have to look for financing

My Dr office said a lot of insurance are dropping Bariatric to make it cheaper for the companies.

[veronica.gray 26]

Did they not get a pré authorization??

[InspirationMySon 135]

They don't cover it at all any more as of June 16 . No Savings account I m going to have to look for financing My Dr office said a lot of insurance are dropping Bariatric to make it cheaper for the companies.

I am really sorry.

Cheaper!! What a joke us being unhealthy costs them more.

Good luck, with your journey. Mexico scares me some due to the lack of regulation but I am sure you'll be smart about it.

[lwprice 6]

My insurance doesn't cover it either. Check to see if your Dr office accepts CareCredit. It's a credit card specifically for health care needs. You can apply online and you instantly get an approval amount.

[vegas2013 12]

Yes but it went from bcbs of Minnesota to bcbs of Idaho and they just changed it won't cover it any more