Getting approved by BCBS federal.

[mz.newlife54 103]

I have bcbs federal. Any suggestions on how to have a better chance on getting approved?

[peteyrulz 82]

Hi Mz. Newlife

I recently was denied by BCBS Federal (standard) because my BMI < 40 and my co-morbidities were minor, according to them. After I did a sleep study and did the required 3 month medically supervised diet I discovered this with my denial. They were looking for obstructive sleep apnea, hypertension, diabetes II, to name the major ones. My co-morbs were GERD, depression, & arthritis. When I talked to my case manager at BCBS she said they are no longer accepting GERD as a serious co-morbidity, and neither depression or my arthritis were life-threatening,

They also required 2 years of weight history from dr.

I did all the requirements only to be denied FLAT, with no prospects of appeal.

Be glad to answer any other questions. I'm trying to figure out my next step.

[mz.newlife54 103]

Aww wow. Im right at bmi of 40 with no problems. You think ill get approved?

[peteyrulz 82]

Aww wow. Im right at bmi of 40 with no problems. You think ill get approved?

Most likely, since your at 40. Good luck & let

us know!

[mz.newlife54 103]

Ok. Thank u.

[Rovobay 920]

Same insurance here.... only part I am worried about is 2 year evidence of bmi greater that 40. I was diagnosed in 2009 and haven't been to a dr. from 2009 til 2014. I am hoping for some good will.... jumping through all the hoops to not get approved would be a huge let down.

[mz.newlife54 103]

Yes i skipped a year or two so let us know how u do?