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Blue Cross Blueshield with Medstar



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I have Blue Cross Blueshield but I work for a Medstar company. I could have opted for Medstar insurance during open enrollment, but I wanted blue cross because I wanted to be able to go where ever I wanted for health care. I pay more monthly premium (almost double) and I have a bigger deductable and more out of pocket expenses, but I thought it would be worth it, so that I'm not limited to just Medstar facilities....

THEN when I started this, I was told by my insurance that I could still only go to a Medstar facility for my surgery. Even though I have blue Cross. Any medstar employees out there going through the same thing? Pre or post op? What have your experiences been?

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