Desuctible and Other Payments

[sleeve30 33]

I've been trying to save up for my out of pocket expenses... I know that the max out of pocket that i can be charged is $2500. Now, who will charge first? Is the deductible paid to the hospital? Do I have to pay anything else before I can have surgery?

[joatsaint 2,814]

I had to pay both the hospital and my doctor's office. I didn't have to pay in one big lump to both. I was charged by the doctor and the hospital as I went in for appointments and procedures. For example, when I when in for a doctor's consultation I was charged, then when I went into the hospital for bloodwork I was charged again.

Both took credit cards, that's how I paid my deductible. I figured I could pay off the cards with the money I saved from the food I wouldn't be eating. :-)

There were actually 3 places I wound up paying - the doctor, the psychologist, and the hospital. The hospital would not schedule my surgery until they had some form of payment in place.

[sleeve30 33]

I'm freaking out I don't that to stop it frim having surgery. I've been paying co-payments and also will be paying for my nutritional consult because they could not use my previous. I hope I can cover everything.

Thanks for your reply I really appreciate it.

[Jersrose43 837]

I think you shouldn't worry about it. The hospital may send a claim first, it may be the doc, or even the anesthesia.

I think you should do what you need to do to manage your care. Call your carrier to confirm if you have a deductible and a coinsurance (max out of pocket) or if you have both.

Many docs and hospitals are perfectly comfortable giving you payment plans for those

[sleeve30 33]

Thank you .. It will work out that's what I keep telling myself.

[Seela 1,187]

I really like the title of your post, "desuctible"... yup, that's exactly what it is! Lol

Edited May 8, 2014 by Seela

[sleeve30 33]

It was a typo no clue what desuctible would even mean lol