No Insurance for Life?

[tc7 0]

Has anyone found if you have Lapband surgery that you will never be able to be covered for health insurance if you ever lose your current coverage?

[Wheetsin 714]

I've not heard of it being a major risk. Shouldn't be a problem. I believe "implant" would be a better risk than "morbid obesity".

[tc7 0]

Thanks Wheetsin.

I have a friend who is looking into getting the band (me too) and she works in a doctors office and has 3 people that have come into the office to see the doctor and she knew they had had the lapband done and all three of them said they found out the hard way that you can't get coverage after the surgery for any type of health insurance. 2 of them are not covered by any insurance any longer and one is covered because she went to work for a company that offered group insurance so there was no pre existing condition limit. I told her I wound come her to ask, you all know a lot of information.

[Alexandra 55]

The answers to insurance questions vary a lot depending on where in the U.S. you are. I would imagine that even in states where medical underwriting is allowed there is a high-risk pool for people who can't get private insurance on their own. The best thing to do is check with your state's department of insurance (or health, if they have jurisdiction) and find out what your rights are.

[tc7 0]

Thank you Alexandra. I will check on that.

Thanks again. You all have done so well!