Those who self-paid: will insurance generally cover complications?

[Sandyryan 2]

I am "only" a 35 BMI and insurance won't cover me unless I gain 30 lbs which I don't want to do. If I pay for the sleeve myself and something goes wrong, does ins cover the complication? Thanks!

Edited April 29, 2014 by Sandyryan

[browneyedgirl1981 32]

Probably not... But every insurance is different.

[LFitz66 8]

I highly doubt it. I checked with mine, BCN, and they would not. However, if I do need my gall bladder removed in the future they will cover that- they can't prove that the surgery caused them. My physician will order blood work regularly for me to check for deficiencies.

[Ginger Snaps 1,323]

Do you have any other conditions? sleep apnea, heart disease, diabetes, etc.? My insurance will cover with a lower BMI (mine's 36) as long as you have some other condition.

[Sandyryan 2]

I don't have any other conditions caused by my weight that the ins considers "life threatening". Wow, that's scary. I know many people have self paid. What happens if you develop a serious infection from the surgery? You go broke or are financially ruined forever?

I'm so depressed! I know I will gain the extra 30 lbs eventually, but was so hoping to have an weight loss answer before it came to that.