Teachers paying out of pocket

[lo2us 1]

I just thought I'd throw this out for any teachers who have had trouble trying to pay for lapband like I have. I've reasearched as many loans as I could the past month and half and found that the NEA is offering great APR on loans right now.

Go to www.nea.org to find them. You can PM me if you have questions too! I hope this helps save you some time.

[bigbaby 4]

I am a teacher in Dallas and we have Blue Cross Blue Shield. It covers WLS--what insurance do you have?

[lo2us 1]

I'm actually in Arkansas around Texarkana and we have BC/BS Health Advantage and it covers no WLS, but they will get you a discount at Weight Watchers and Curves. Our policy has an exclusion! It's so hard to watch the TX side teachers be able to do this and know that I'm doing the same job they are and my insurance stinks! I have to get CAT scans and MRI's preapproved even if it's an emergency. All kinds of disappointing stuff like that has happend to us!

[8675309 0]

We have a self-funded plan, and I don't think WLS is covered by my school.

[rho_z 0]

I work at Fort Bend ISD in Houston. We have United Healthcare Ins. Our policy totally excludes WLS and cosmetic surgery. I had to self-pay to get my band done on April 27th.