jtickle 295 Posted March 13, 2014 I haven't submitted to the insurance yet. However, I did have a minor back surgery recently which covered my deductible and out of pocket maximum. I shouldn't have to pay anything to the surgeon or hospital for my RNY if I get approved. Don't see why I wouldn't get approved, I have a whole host of co-morbidities and my bmi is 45. Share this post Link to post Share on other sites