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Insurance Coverage for Post Surgery complications



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I will be a self pay and am going to Mexico for the gastric sleeve. My insurance company said that they would not cover complications because there is not bariatric coverage on my policy. Does anyone know where I can purchase insurance that will cover complications (if any) once I return to the states? I would like to have my surgery with Dr. Ariel Ortiz, his facility is an International Center of Excellence but is not JCI accredited so is not covered by a couple of companies that I located that offer Medical Tourism insurance. I am just nervous about having the surgery and possibly extra expense if there are complications, which could be very costly if the complications were serious.

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I am very curious about this too. I was denied bariatric surgery by Kaiser, and I wonder if my subsequent follow-ups or treatment for possible complications will be covered. I keep reading on the forums to check my coverage benefits, but I can't find this specific information on their website or in my benefits & eligibility papers. I'm afraid to call and ask for fear it might affect my coverage somehow.

Has anyone else been denied by Kaiser and gone on to have surgery overseas? What happened on your return? If you needed bloodwork or had complications, were your costs covered? I'd appreciate any insight. Thanks!

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