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My insurance is Amerihealth NJ I have a total deductible of $1,550. My question is after going to all the specialist for pre op appointments what if I only accumulate maybe $600 in their fees. Will the surgeon or my insurance just bill me for the balance of my deduct. I know was I reach full out of pocket cost $1,550 my insurance covers 100%. Anyone knows

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The best way to get the best answer is to call your insurance company and / or your surgeon's office.

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The best way to get the best answer is to call your insurance company and / or your surgeon's office.

I did they explained it to me, but I think it's always different when you hear it from someone who personally maneuvered the system. That's valuable information

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You'll just get bills from whatever doctor/hospital for whatever insurance doesn't cover, until you reach your out of pocket maximum. That's how it's been for me.

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You'll just get bills from whatever doctor/hospital for whatever insurance doesn't cover, until you reach your out of pocket maximum. That's how it's been for me.

I see this to be a long learning experience. ...Thank you all for your inout. Will definitely keep everyone posted as this is an extremely important part to our journey.

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