Insurance Question

[CiCi1965 5]

I have CIGNA and have been told that that their is no "rider" for WLS on my plan. I was also told that it is not listed as an "exclusion". Does anyone know exactly what this means? Is it not covered, period - end of story?? Thanks for any insight you may have!

[Blue614 133]

I'm not an authority on ins. But I believe it means your employer can add WLS to your policy by paying a fee. You should call cigna I'm sure they can answer your questions. Good luck.

[kimk1999 450]

Yeah same comment. Call Cigna and see what they mean. It might be that your employer did not select that option. I have Cigna through my work and they covered my surgery.

[CBT 450]

An insurance rider can either add a benefit or exclude a benefit. CIGNA cover medically necessary WLS. I think based on what you wrote, CIGNA covers medically necessary WLS and there is no rider to exclude it.

Clear as mud, I know.

You're surgeon's benefits person can get a handle on it if it's frustrating/bothering/boring you ) lol.