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Insurance and deductible payment

nancytole

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nancytole    4

nancytole
Posted

Question--I started the process for VSG in October. I am wrapping it all up now. Last appointment on Friday with the nut. Of course as of the 1st the deductible for insurance is reset. Mine is $1000 with max out of pocket of $1000 = $2000. Lol. Does anyone know if you have to pay that amount up front or if it's billed to you? If it's up front I'm screwed! Lol. I have bcbs of New Jersey, Horizon. Thanks!

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CarolinaCutie    30

CarolinaCutie
Posted

I had to pay it upfront because it is considered an "elective" surgery.

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magtart    603

magtart
Posted

When I had my surgery I had met all my deductible and out of pocket for the year. I had to pay a $250 co-pay when I pre registered. So far, I have not received any related bills or EOBs in the mail.

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Go To Topic Listing PRE-Operation Weight Loss Surgery Q&A

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    • cryoder22

      cryoder22

      Day 1 of pre-op liquid diet (3 weeks) and I'm having a hard time already. I feel hungry and just want to eat. I got the protein and supplements recommend by my program and having a hard time getting 1 down. My doctor / nutritionist has me on the following:
      1 protein shake (bariatric advantage chocolate) with 8 oz of fat free milk 1 snack = 1 unjury protein shake (root beer) 1 protein shake (bariatric advantage orange cream) 1 snack = 1 unjury protein bar 1 protein shake (bariatric advantace orange cream or chocolate) 1 snack = 1 unjury protein soup (chicken) 3 servings of sugar free jello and popsicles throughout the day. 64 oz of water (I have flavor packets). Hot tea and coffee with splenda has been approved as well. Does anyone recommend anything for the next 3 weeks?
      · 1 reply
      1. NickelChip

        NickelChip

        All I can tell you is that for me, it got easier after the first week. The hunger pains got less intense and I kind of got used to it and gave up torturing myself by thinking about food. But if you can, get anything tempting out of the house and avoid being around people who are eating. I sent my kids to my parents' house for two weeks so I wouldn't have to prepare meals I couldn't eat. After surgery, the hunger was totally gone.

    • buildabetteranna

      buildabetteranna

      I have my final approval from my insurance, only thing holding up things is one last x-ray needed, which I have scheduled for the fourth of next month, which is my birthday.

      · 0 replies
      1. This update has no replies.
    • BetterLeah

      BetterLeah

      Woohoo! I have 7 more days till surgery, So far I am already down a total of 20lbs since I started this journey. 
      · 1 reply
      1. NeonRaven8919

        NeonRaven8919

        Well done! I'm 9 days away from surgery! Keep us updated!

    • Ladiva04

      Ladiva04

      Hello,
      I had my surgery on the 25th of June of this year. Starting off at 117 kilos.😒
      · 1 reply
      1. NeonRaven8919

        NeonRaven8919

        Congrats on the surgery!

    • Sandra Austin Tx

      Sandra Austin Tx

      I’m 6 days post op as of today. I had the gastric bypass 
      · 0 replies
      1. This update has no replies.

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