I was told there is a chance i will be denided. WRONG!

[donaboss 131]

Since my BMI was a 37, 200lbs my coordinator said I might be declined since the insurance nurse (bsbs of nj) called to ask if I was on medications for my high blood pressure.. My documents were sent last Tuesday and guess what? I was approved yesterday I was driving to work at 8am and I was so upset and tired since I had finals all week... I was like let me just call the insurance since I did call every day lol.. The same lady answered the phone, she was sooo lovely.. And she remembered me too ahaha it was funny. She goes honey you are APPROVED!! I had to pull over bc I thought I was going to pass out.. Ohh my car had a blue tooth so both hands on the steering wheel .... Anyways I started crying because this is my new year resolution and I've been working so hard to get everything the insurance requires while I worked full time and taking 5 classes. So now I got my approval, finished the semester yesterday and now I'm getting ready for my surgery since it's on December 30 I am sooo happy guys.. Like I still think it's not true like really me? Me? Ahhh couldn't sleep all hight..

So here comes the part that I need your help!!!!! If I have $1000 deductible that I have to pay and 20% co-insurance, what do you think I will have to pay before surgery? Please help. I wanna plan in advance.

Good luck to everyone you guys are the only ones who knows how we each feel since we all are going through it

[Arts137 1,811]

we are with you Donnaboss!

[planetheather 137]

Wow! I teared up just reading this! That is SO wonderful! Congratulations!

[butterfly_gal 151]

Awesome! Congrats!

I had to pay my deductible before surgery if that helps you any.

[donaboss 131]

I just called the hospital. My total out of pocket is 2800$ which is nothing omg and I just paid my 1000$ deductible and the rest is monthly payment for 12 months free interest. I am beyond thankful and happy

[chibabyy 77]

Congrats, see you on the loosers bench. You will love this journey. I do.

[Ballermom 803]

Woohoo! Congrats to you! I had similar insurance to. I will see you on the losers side! Yay

[donaboss 131]

Yay for us

[dyork0028 7]

Since my BMI was a 37, 200lbs my coordinator said I might be declined since the insurance nurse (bsbs of nj) called to ask if I was on medications for my high blood pressure.. My documents were sent last Tuesday and guess what? I was approved yesterday I was driving to work at 8am and I was so upset and tired since I had finals all week... I was like let me just call the insurance since I did call every day lol.. The same lady answered the phone, she was sooo lovely.. And she remembered me too ahaha it was funny. She goes honey you are APPROVED!! I had to pull over bc I thought I was going to pass out.. Ohh my car had a blue tooth so both hands on the steering wheel .... Anyways I started crying because this is my new year resolution and I've been working so hard to get everything the insurance requires while I worked full time and taking 5 classes. So now I got my approval, finished the semester yesterday and now I'm getting ready for my surgery since it's on December 30 I am sooo happy guys.. Like I still think it's not true like really me? Me? Ahhh couldn't sleep all hight.. So here comes the part that I need your help!!!!! If I have $1000 deductible that I have to pay and 20% co-insurance, what do you think I will have to pay before surgery? Please help. I wanna plan in advance. Good luck to everyone you guys are the only ones who knows how we each feel since we all are going through it

No, you should not have to pay anything up front before surgery. I was worried about the same thing but found out that I will only be billed after everything has been charged to insurance after the surgery. Good luck on your surgery. I am having mine on Christmas Eve and I am so excited!!