BCBS Illinois

[lovinglife28 9]

Hi, everyone, I'm new to this. I'm in need of some help. I have BCBS Illinois and was wondering who else has them. I been reading all the stories and it seem like they are a very rough insurance company. Someone please help me.

[momrox 33]

I had BCBS of Illinois, no problems, very simple due to the additional comorbidities. Of course, my out of pocket expenses were high due to a high deductible and only 80/20 coverage. Good luck.

[Fluffnomore 1,235]

I also have BCBS IL and have had very few problems with them personally. I just got some paperwork that they're rescinding an approval for part of the procedure but I feel pretty confident I will be able to work with them on that. Usually it's a matter of a code being wrong.

[lovinglife28 9]

I have a 1500 out if pocket. But no deductible and no copy. Hope it goes very smoothly.

[skinny_minnie_wannabe 30]

I have BCBS IL and they have been pretty awesome. I call every day haha. I'm having major issues with insurance but the issue is my insurance coordinator. I'm not even going to get into that one. Anyways, it's been a week since my paperwork was submitted. My only issue is the indefinite timeline. One person told me it would take 72 hrs, one 5 days, one 5-7, one 5-10, one said one month. I wish the issue was addressed accurately. I'm very anxious!

Good luck! Hopefully we will both have an easy approval!

[beckyloo4 40]

I am currently waiting for approval as well. I have been in a program since Jan 2013. I've gone through all the steps needed. I just had my last appointment with the surgeon. Had my presurgery consult and filled all the meds I will need for after surgery. My surgery date is March 13th and I start my 2 week pre surgery liquid diet Jan 28th. However, I had my regular monthly appointment and the nurse told me that they will be sending in the paperwork for the pre cert for the surgery sometime next week. I thought I was already approved!! I don't understand why they would schedule surgery and give me medications and stuff before knowing the insurance will approve the surgery. I guess I will be calling tomorrow to find out. I will be so mad if I went through all of this and the insurance doesnt pay for the surgery.

[longtimecoming7 390]

I have bcbs ILL and it was super smooth. I did not even have comorbities! I just made the 40 BMI mark. Good luck!

[lovinglife28 9]

Beckyloo4. I have it and I didn't have much of a problem. They approved me in a week. Good luck. Keep me up dated

[beckyloo4 40]

Thanks, I will. Hopefully I will know sometime next week! Surgery is less than 3 weeks away. Just can't believe the pre-cert is so last minute :/

[beckyloo4 40]

Got the approval today! So excited for next Thursday! I'm not going to be able to sleep for a week lol

[lovinglife28 9]

Im so happy for you. So your surgery is next week???

[beckyloo4 40]

Im so happy for you. So your surgery is next week???

Yep! I'm scheduled for the 13th.

[lovinglife28 9]

Congrats!!!!!!!!!! Keep me updated.

[beckyloo4 40]

Thank you! Will do!