Switching Insurances

[hernandez.amie 0]

I currently have insurance (UHC) through my employer, PetSmart. My insurance doesn't cover the surgery, so I was thinking of switching insurances to one that does cover it.

Is that a wise idea?Or should I go the self-pay route?

[crosabi 24]

Untied health care? Cus they paid for mines in 10/07. I would contact them agAin if I were u.

[hernandez.amie 0]

Untied health care? Cus they paid for mines in 10/07. I would contact them agAin if I were u.

Was it individual insurance or group insurance? PetSmart didn't add weight loss surgery to their list of things UHC should cover.

[michael1220 0]

It all depends on your plan benefits. Each is different as there are thousands of plans out there under each insurance name.

I would recommend changing insurances if you have the option to one that covers it

[crosabi 24]

I work for walgreens n honestly not sure but I know I called once to see what was going on with my approval n they tried to tell me it wasn't covered. This is after I already had a case number and a nurse assigned. (My paper work was faxed to wrong department )

[michael1220 0]

Good point. You should be able to call and see if they cover WLS

[hernandez.amie 0]

I have already, twice. And they said they don't. I just don't know if they don't cover it at all, or if there's a way around it with a referral from my doctor.

[michael1220 0]

Typically, if it's not a covered benefit they will not cover it at all. If it is a benefit, you will need to get a series of things done. I would look into switching insurances that covers the surgery.

[crosabi 24]

https://www.unitedhealthcareonline.com/ccmcontent/ProviderII/UHC/en-US/Assets/ProviderStaticFiles/ProviderStaticFilesPdf/Tools%20and%20Resources/Policies%20and%20Protocols/Medical%20Policies/Medical%20Policies/Bariatric_Surgery.pdf Try this it should bring up a PDF file on what u need for them to cover it.

[crosabi 24]

https://www.unitedhealthcareonline.com/ccmcontent/ProviderII/UHC/en-US/Assets/ProviderStaticFiles/ProviderStaticFilesPdf/Tools%20and%20Resources/Policies%20and%20Protocols/Medical%20Policies/Medical%20Policies/Bariatric_Surgery.pdf Try this it should bring up a PDF file on what u need for them to cover it.

[hernandez.amie 0]

https://www.unitedhealthcareonline.com/ccmcontent/ProviderII/UHC/en-US/Assets/ProviderStaticFiles/ProviderStaticFilesPdf/Tools%20and%20Resources/Policies%20and%20Protocols/Medical%20Policies/Medical%20Policies/Bariatric_Surgery.pdf Try this it should bring up a PDF file on what u need for them to cover it.

Thanks for that. I do qualify, but if the insurance doesn't cover it... there's not much I can do except find new insurance.